Home Loans - Gwinnett

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Real Reviews from Real Homeowners

Matthew C

Loganville, GA

"First time purchasing a hous!"

Loan Officer

Taylor Green
Hunter

Winder, GA

"Quick communication and clear guidance to make the process as straightforward as possible."

Loan Officer

Taylor Green

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Taylor Green

Branch Manager, NMLS #: 216201
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Assurance Financial Gwinnett

2176 Abbott Drive
Buford, GA 35019

(404) 425-2771

9:00am - 5:00pm M-F

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Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (404) 425-2771

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

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See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Gwinnett can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Gwinnett loan officer

Get Your Free Rate Quote

Assurance Financial Gwinnett

2176 Abbott Dr.
Buford, GA 35019
404-425-2771

Gwinnett Home Lenders

Ready to buy your first home or invest in property in Gwinnett County? Assurance Financial can review your finances, explain your loan options and guide you from prequalification to closing. We handle the entire loan application and lending process under one roof, reducing the need to coordinate with multiple contacts.

Home Loans We Offer in Gwinnett County

Assurance Financial provides a selection of home loans in Gwinnett, each tailored to different needs and situations:

  • Conventional: These loans are flexible for buyers with good credit and a steady income. You can use them for primary residences, second homes or investment properties.
  • FHA: Government-backed Federal Housing Administration (FHA) loans are ideal for buyers with lower credit scores or smaller down payments.
  • VA: Backed by the Department of Veterans Affairs, VA loans are available to eligible veterans, active-duty service members and some surviving spouses.
  • USDA RD: U.S. Department of Agriculture (USDA) loans are designed for buyers in eligible rural and suburban areas. These loans offer no down payment and flexible credit requirements.
  • Jumbo: These loans are the right fit if you need to finance a luxury property or a home in a high-cost area.
  • Construction: If you want a custom-built home, construction loans provide funds throughout the building process.
  • Renovation: This loan is for buyers or homeowners who want to purchase and improve a property, or update their current home.
  • Non-QM: A non-qualified mortgage (non-QM) is for buyers who don’t fit traditional lending criteria, such as self-employed individuals or those with unique income situations.

Life in Gwinnett

Gwinnett County, Georgia, is one of the state’s most vibrant and diverse communities with a unique blend of suburban comfort, cultural richness and endless things to do. From afternoons at George Pierce Park to weekends at the Mall of Georgia or Lake Lanier, Gwinnett’s amenities fit every lifestyle. The area is known for:

  • A mix of cultures reflected in its food, festivals and neighborhoods.
  • Top-rated public schools and excellent health care facilities.
  • A strong job market, especially in health care, technology, manufacturing and logistics.
  • Welcoming, community-oriented residents who value Southern hospitality and inclusivity.
  • Beautiful parks, green spaces and outdoor recreation options to enjoy nature without leaving the suburbs.

Our Simple Home Loan Process

At Assurance Financial, we make the home loan process simple, fast and supportive for every borrower. Here’s how our process works:

  1. Apply online: Start your application from anywhere at any time. Our mobile-friendly application takes about 15 minutes and walks you through each question and allows secure document uploads. You can also call directly for a free, personalized quote.
  2. Connect with a loan expert: After your application, a dedicated loan officer will contact you to review your application, answer your questions and discuss your ideal loan options.
  3. Get prequalified: Your loan expert will help you get prequalified so you know how much you can afford. This step gives you a clear budget and strengthens your offer when you’re ready to buy.
  4. Choose your loan: Your loan officer will explain the benefits of each option and help you select the one that fits your needs and goals.
  5. Fast approval process: Assurance Financial uses the latest technology to expedite approvals. You’ll receive regular updates so you know where you stand in the process.
  6. Close on your home: Once you’ve been approved, Assurance Financial coordinates all the details for closing.
  7. Move in: After closing, you get the keys and can move into your new home with confidence.

Work With Gwinnett Home Lenders You Can Trust

Assurance Financial coordinates the process end-to-end, from application and underwriting to closing. We evaluate your credit, income and goals, then match you to a loan type that suits your needs.

Get fast, local guidance from your trusted Assurance Financial home lenders in Gwinnett. Start your mortgage journey with us today.

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You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.